2025 Michigan property tax estimator

Michigan Property Tax Calculator

Estimate Michigan property taxes using the local millage rates for the property's county, city, township or village, and school district. Enter an estimated State Equalized Value to compare principal-residence and non-homestead taxes.

All 83 Michigan counties 2025 Treasury millage data Homestead & non-homestead estimates No manual millage lookup

Calculate your estimate

Find the Property's Local Tax Rate

Select the property's location and school district, then enter the estimated SEV.

County

City / Township / Village

School District

Estimated State Equalized Value (SEV)

For a future owner, use the property's estimated SEV. The assessor determines the actual SEV; purchase price is not automatically the SEV.

Rate source: 2025 Michigan Department of Treasury Total Property Tax Rates. The estimate uses the published homestead and non-homestead rates that include qualifying ad valorem special-assessment millage, then includes the 1% property tax administration fee in the estimated dollar amount.

Estimated annual property tax 2025 RATES

Your Property Tax Estimate

Select a county, local unit and school district to begin.

Principal Residence or Qualified Farm

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Homestead / PRE estimate

Monthly equivalent —

Second Home, Rental or Business

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Non-homestead estimate

Monthly equivalent —

Published homestead rate —

Published non-homestead rate —

The Treasury rate report contains more than one published rate area for this local-unit and school-district name. Confirm the applicable rate area with the local assessor for the exact parcel.

Estimates are for planning purposes only and are not an official tax bill or assessment. Other parcel-specific charges and special assessments may apply.

How the calculator works

Michigan Property Taxes Depend on More Than the Sale Price

The tax rate can change with both the local taxing unit and the school district, while the amount taxed depends on taxable value.

Choose the Location

Select the county first, then the city, township or village where the property is located. The calculator narrows the available tax-rate records automatically.

Choose the School District

Michigan school millage varies by district. A single city or township can contain several school districts, so the correct district matters.

Enter the Estimated SEV

For a future owner, the estimated SEV is used as the tax-value input. The selected homestead and non-homestead millage rates are then applied automatically.

For Michigan buyers

Why a Buyer's Property Tax Estimate Can Differ From the Seller's Bill

Michigan property taxes are calculated from taxable value, not simply from the home's purchase price. While the same owner continues to own a property, Proposal A generally limits annual taxable-value increases.

After a qualifying transfer of ownership, taxable value generally uncaps in the following calendar year. That can make the seller's existing tax bill a poor estimate of the amount a buyer may pay after the transfer.

What is State Equalized Value?

State Equalized Value, commonly called SEV, is the assessed value after equalization. Michigan assessments are generally intended to represent 50% of true cash value. For a future owner using a property-tax estimator, SEV is the value used to estimate taxes after uncapping.

Homestead vs. non-homestead property taxes

A qualifying principal residence may receive Michigan's Principal Residence Exemption, or PRE. The exemption removes up to 18 mills of local school operating tax from a qualifying principal residence. Rentals, second homes and other non-homestead properties generally use the higher non-homestead rate.

Why do the city or township and school district both matter?

Michigan's total property-tax rate combines multiple millages. Two properties in the same county can have different total rates because they are located in different local units or school districts. Some cities and townships cross multiple school-district boundaries.

For an exact parcel, confirm the local unit, school district, assessment and exemptions with the applicable assessor. You can also compare the result with the Michigan Department of Treasury Property Tax Estimator .

Frequently asked questions

Michigan Property Tax Calculator FAQs

Use the property's best available estimated State Equalized Value. The current assessment can be useful as a reference, but the local assessor determines the actual value. Purchase price is not automatically the SEV.

Not always. For a long-time owner, taxable value can be below SEV because annual taxable-value increases are capped. Following a qualifying transfer, taxable value generally uncaps in the following calendar year.

A qualifying principal residence may receive the Principal Residence Exemption, which exempts the property from up to 18 mills of local school operating tax. A rental, second home or other non-homestead property generally does not receive that exemption.

It uses the final homestead and non-homestead columns in Michigan Treasury's 2025 total-rate report. Those columns include certain ad valorem special assessments levied on a millage basis across the applicable local unit, including certain township-wide police, fire or advanced-life-support millages. Other property-specific special assessments are not included.

The calculator currently uses Michigan Treasury's published 2025 total property-tax rates. The rate year is displayed in the calculator so you can see which statewide report is being used.

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Disclaimer: This calculator is provided for general educational and estimating purposes only. It is not an official assessment or tax bill and is not legal or tax advice. Estimates use 2025 Michigan Department of Treasury millage data and include a 1% property tax administration fee in the calculated dollar estimate. Certain parcel-specific special assessments, community-college variations, transfer-district rates, exemptions and other circumstances may not be reflected. Confirm the exact parcel, school district, taxable value, millage and tax treatment with the applicable local assessor or treasurer.